RETIREMENT PLANNING

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As mentioned in one of our earlier articles, retirement planning is the most overlooked and avoided subject in any conversation among young salaried employees. Nevertheless, the imp ications of faiiing to pian for retirement can be disastrous for you and your family.

Therefore, you need to take the following steps:

  • 1. Save l2 % of your monthly income if your are a salaried employee
  • 2. invest your salary hikes towards creating a comfortable retirement for     yourself and family
  • 3. At every stage of your life, ensure that you have balanced mix of    equity and debt in your porfolio. Do not go overboard on any asset    class. Periodically, rebalance your portfolio to maintain your asset    allocation.
BASIC INVESTMENTS

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